Loans are Still Available for California

It seems that loans are still available for fixed rate mortgage loans for up to 15-year term. That may seem pretty tight, but there should also be a 40-year loan at a higher interest rate. So if you want a San Francisco mortgage, this is a good place to start, according to my friends at www.mlsloanbroker.com . They deal with a Bay Area Mortgage in any case.

Another possibility is a San Francisco refinance. These mortgages do not have prepayment penalties, and don't have points attached to them either, which lowers your cost and your risk. In fact, the only extra payments are a $500 processing fee, and a $15 fee for a credit check.

At the same website you can get a free property analysis and a free economic report. You also get a free quote. Larry Martinez has been in business since 1990, and has worked for the last six years as a Mortgage Loan Specialist, in the corporate field. He teaches home buyers and agents, and wants to get the best deal for you.