Is U.S. Inflation Only 4- percent?

Is U.S. inflation only 4-percent? Is that possible. Let's take an "average" family in Ohio, say outside Cleveland. The man makes $40,000/year, and commutes 300 miles a week, in a 15-mph car, a small SUV. That's 20 gallons of gas, soon to be $5/gallon, or $100 a week, $400 a month. The wife works part-time, makes $20,000, watches the 2 children, pays $600/month daycare, when she can't, drives 20-miles a day, or about 150 miles a week, in a small car, 25-mph, or 24 gall a month, or $120/month. Then there is heating oil which is going to double, say for another $100 a month, including more expensive electricity for air conditioning. Say half of the gas is inflation, from $2.50/gallon. So they will pay about $310/month or almost $4,000 a year more, with an income of $60,000. So that is a direct increase of costs against income, of 7-percent. Add another 4-percent because of more expensive transportation of food and other goods by trucking that also uses gas. So this typical American family is facing 10 to 11-percent inflation, while the so-called official inflation is only 4-percent.

That's why the real crash is here. Plus, because of the crash of real estate, mortgages and housing prices, their home equity value has gone down.